Why Did My Accountant Not File for the SETC Tax Credit Already?

Business owners who are looking for a funding partner who understands their needs, and are able to offer a variety of programs including long and short term options with reasonable rates and terms should consider Fora Financial as their first stop.

Their application process is seamless and can be done completely online. Once you submit everything you’ll get a response usually that day and options your business qualifies for, pick the ones that best meet your needs.

Pros

• Potential long term monthly payment loans
• Online application process
• Quick funding process, get money in days

Cons

• May not report to credit bureaus so credit wont get better
• Depending on credit score rates could be high

Funding Options

• Term Loans
• Revenue Based Financing

Customer Support

Fora Fiancial puts a strong emphasis on customer support, providing excellent service throughout the funding process. Their friendly staff walks you through the entire funding process, helping you complete any steps needed to get you the best rates and term for your business.

Big Think Capital is a leading alternative financing industry leader. Starting 2017 by industry veteran David Brown, Big Think Capital has helped over 10,000 small business access almost $1 billion in capital. They have several financing options and are one of the highest ranked fintech companies on trust pilot with a 4.9 out of 5 rating.

Pros

• Highly rated company, their team will always go the extra mile for you.
• Multiple lending programs from SBA to Revenue Based and Credit Cards
• Funding can be same day if needed quickly

Cons

• Must be in business for 6 or more months to qualify for most programs if credit is under 680.
• Some programs like SBA and BLOCs can take weeks to fund.

Funding Options

• Revenue Based Financing
• Credit Card Programs
• Lines of Credit (BLOCs)

Customer Support

They are rated 4.9 out of 5 on trust pilot with over 2800 reviews. Most reviews speak about their integrity, professionalism and genuine care for the businesses they serve. A simple online review looking for other review sites show the same high rating and positive sentiment, echoing the professionalism, care and integrity that Big Think Capital is known for.

LNDRSCompete.com is a leading small business marketplace. They work with dozens of funding companies. Their system is designed to match you with the right LNDR for your business, They do this by asking a series of questions to match you with a LNDR in their network who is specifically looking to fund your type of business.

Pros

• One application can get you in front of up to 4 funding partners.
• They have LNDRS willing to help those with credit scores as low as 500
• Most of their LNDRS can fund the same day so application turnaround is fast

Cons

• Most offer revenue based programs which can carry a high interest rate.
• Must have a business to apply; no Startups.

Funding Options

• Revenue Based Financing
• Credit Card Programs
• Lines of Credit

Customer Support

Since it's an online marketplace, customer service is handled by those LNDRS you match with. Each one will have a different level of support; please consult their websites after you've been matched. LNDRS Compete gives you the name, number and website of each partner you match with.

Nav.com is a top tier destination for any business trying to build its credit and find ongoing credit offers. Nav uses its proprietary algorithm to score and evaluate your business; then they go to work and find lenders who will partner with you. The Nav process is ongoing and while there might not be an offer today, they will continue to monitor your business credit and alert you when you qualify for a loan.

Pros

• Monitors your credit and sends offers as you’re eligible.
• Great for startups or businesses with low revenues
• Excellent way to build credit history and knowledge for your buisness.

Cons

• Loans may require good credit score
• Loans could carry high interest rates if approved.

Funding Options

• Revenue Based Financing
• Credit Card Programs
• Lines of Credit

AMONE is the leading marketplace of unsecured personal loans online. Their website can connect you with 100’s of lending partners who will loan you up to $50K

Pros

• One application can get you approved with multiple lenders
• Great for startups and those with no business sales
• Programs for most credit scores over 600

Cons

• Loans are based off personal credit history not the business
• Inquiries could have impact on your personal credit.

Funding Options

• Personal Loans
• SBA Loans
• Lines of Credit

Business owners who are looking for a funding partner who understands their needs, and are able to offer a variety of programs including long and short term options with reasonable rates and terms should consider Self as their first stop.

Their application process is seamless and can be done completely online. Once you submit, you get a response, usually that day, with the options your business qualifies for. This way you can pick the one(s) that best meet your needs.

Pros

• Potential long term monthly payment loans
• Online application process
• Quick funding process, get money in days

Cons

• May not report to credit bureaus so credit wont get better
• Depending on credit score rates could be high

Funding Options

• Term Loans
• Revenue Based Financing

Customer Support

Self puts a strong emphasis on customer support, providing excellent service throughout the funding process. Their friendly staff walks you through the entire funding process, helping you complete any steps needed to get you the best rates and term for your business.